Many banks have now embarked on utilising 3-D Secure. My first experience with it was in Australia back in 2006. Locally, banks have just started using it this year. Some banks happen to implement it better than others, but alas, the bank I use, MayBank, has a very poor implementation.
For 10 transaction attempts, I get only 1 successful transaction and this happens with two 3-D Secure merchants - EZLink and SingTel. But when I use my mum's DBS card, it works the first time round. I hope Paypal, which handles most of my online transactions, won't start using 3-D Secure before Maybank works out all the kinks with their implementation.
For 10 transaction attempts, I get only 1 successful transaction and this happens with two 3-D Secure merchants - EZLink and SingTel. But when I use my mum's DBS card, it works the first time round. I hope Paypal, which handles most of my online transactions, won't start using 3-D Secure before Maybank works out all the kinks with their implementation.
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